
SmartSpend
A full-stack fintech platform combining robust financial analytics, AI-powered insights, and deterministic transaction processing. The system's architecture and research outcomes resulted in a published conference paper.
Problem
Expense tracking often lacks automation or relies on opaque algorithms. SmartSpend solves this by ensuring all financial processing remains deterministic and auditable, while using AI specifically for personalized insights and categorization.
Engineering decisions
- Architected a full-stack platform leveraging Next.js and MySQL on TiDB Cloud for reliable data persistence and real-time financial analytics.
- Engineered an automated ingestion pipeline that integrates OCR for receipt and statement parsing, feeding directly into a deterministic financial core.
- Deployed the solution to modern cloud infrastructure, ensuring high availability, and integrated the Gemini API for intelligent, explainable spending categorization.





